Hindsight's blog

Subprime loans: Round two?

The subprime mortgage crisis was a central cause of the recent recession. In short, lenders were providing expensive mortgages to low-income borrowers at an unprecedented rate. Once the housing bubble popped, subprime borrowers defaulted in droves, which helped push the deeply imbricated global financial system to the brink of collapse.

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Minnesota's flooding and the EPA's flood resilience checklist

Earlier this month, the Environmental Protection Agency (EPA) released a new set of recommendations and planning guides to help communities improve their flood resilience.

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Unbound opportunity thanks to open data in Minneapolis

Due to a recent policy passed by the Minneapolis city council, macro-data about city processes and day-to-day operations will become available online. MinnPost’s Bill Lindeke best characterizes open data as “a movement that combines government transparency, bottom-up crowdsourcing, and high-tech geekery into an unpredictable stew of numbers.”

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Celebrating progress for Minnesota

Thousands of Minnesotans are getting a long overdue raise as the state's first minimum wage increase in nine years goes into effect. The state minimum wage for large employers, at $8.00 per hour starting today, will increase to $9.00 in 2015 and $9.50 in 2016 followed by annual cost of living increases. This is great news for workers, for businesses and for our economy. Minnesota 2020 joined members of the Raise the Wage Coalition to celebrate this important step in moving Minnesota forward.

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Crowded classrooms: Mapping it out

Minnesota has consistently ranked among the relatively low in terms of pupil-teacher ratios in recent years. However, the pattern shown on the map below reveals that even adjacent school districts can have dramatically different average student-teacher ratios. Thus, it is clear that there is no single cause for the variation in ratios across the state; race, income, and basic population density all come into play.

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Ending net neutrality: Greater higher ed costs

With more college students than ever jumping on the Internet, the issue of net neutrality is ever more relevant on campus.

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Ending net neutrality: Leaving K-12 behind

Every Minnesotan has a stake in the fight to keep the Internet an accessible, open platform. Schools and education groups, however, are particularly vulnerable to the damage of losing net neutrality.

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Could Go-To banking be the ticket?

Significant praise has been heaped on ridesharing services. Uber, Car2Go, HourCar and NiceRideMN, to name a few, are lauded for increasing transportation options. Each service adds another way to get from point A to B, making our multimodal system stronger. These networks run best when switching from one mode to another is easy and obvious.

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Transportation network companies now licensed in Minneapolis

Last Friday morning, the Minneapolis City Council approved an ordinance legalizing and regulating transportation network companies (TNCs) like Uber and Lyft. The new regulatory framework includes licensing fees, insurance standards, and driver qualification requirements. The ordinance also includes measures to significantly lessen the regulatory burden of taxi companies, ensuring a fairer regulatory playing field for decidedly similar businesses.

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The free lesson in MnSCU's $2M consulting contract

Minnesota State Colleges and Universities’ recently announced a $2 million contract with consulting group McKinsey & Company to assist with a system-wide initiative, Charting the Future. The contract made headlines when Chancellor Steve Rostenstone did not mention McKinsey or the contract after a student asked about the cost of the initiative. Additionally, Rosenstone did not update the Board of Trustees on the contract agreement.

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